Higher salaries, lower interest rates

One of the most sought after products of the banks is the personal loan, because this type of loan is not mortgaged and we can use the money received for anything. In the case of a personal loan, the only guarantee for the bank is the borrower’s regular income. This time we were curious as…

The evolutions of the trituration

1 ° Public trituration The effects of public mortgage trituration are no longer as easy to follow as they were before. GSEs Fannie Mae and Freddie Mac after their (re) nationalization of autumn 2008 no longer appear in the accounts of the Federal Reserve as a securitization factor. Their securitization, still known as the Mortgage…